¿Cuáles son los tipos de prestaciones por accidentes de trabajo a los que pueden acogerse los trabajadores de Nueva Jersey?

En workers’ compensation system in New Jersey provides various benefits to injured workers. In addition, grieving families who lost a loved one in a workplace accident can recover workers’ compensation death benefits. Below is a description of the various types of benefits available through the New Jersey workers’ compensation system.

Prestaciones médicas

After a workplace accident or a qualifying occupational disease, your employer is responsible for paying for all “necessary and reasonable medical treatment.” This includes any emergency treatment, doctor’s visits, prescription medications, physical therapy, and any other costs related to an employee’s workplace injuries. However, as a general rule, an employer or their insurance carrier is permitted to designate which doctors a worker sees.

Temporary Total Disability Benefits

If a worker’s injury results in them missing more than seven days of work, they may be able to qualify for Temporary Total Disability (TTD) benefits. Weekly TTD benefits are equal to 70 percent of a worker’s average weekly wage (AWW). However, these benefits are capped at 75 percent of the Statewide Average Weekly Wage (SAWW). Injured workers continue to receive TTD benefits until they are able return to their old job or once they reach their Maximum Medical Improvement (MMI). MMI is reached when a worker no longer benefits from additional medical treatment. Once a worker exhausts all their TTD benefits, they can then apply for Permanent Partial Disability benefits or Permanent Total Disability benefits.

Permanent Partial Disability benefits

Workers who suffer an injury that renders part of their body disabled can file for Permanent Partial Disability (PPD) benefits. The weekly amount of Permanent Partial Disability benefits depends on which body part was injured and the extent of the injury. There is a schedule that covers commonly injured body parts, and a worker’s benefit amount will depend on their AWW as well as their disability impairment level. The disability impairment level is assigned by the workers’ compensation doctor. Employees who disagree with their impairment level are entitled to a second opinion.

Permanent Total Disability Benefits

If a worker is unable to return to work because of a work injury or ongoing disability, they can apply for Permanent Total Disability (PTD) benefits. Similar to Temporary Total Disability benefits, PTD benefits equal 70 percent of an injured worker’s average weekly wage and are capped at 75 percent of the Statewide Average Weekly Wage. Initially, a worker can obtain PTD benefits for up to 450 weeks; however, if a worker is unable to return to work at the end of this period, they may be able to receive ongoing benefits.

Death Benefits

Death benefits are payable to a worker’s family in the event of a fatal workplace accident. The weekly benefits payments to surviving family members equal 70% of the weekly wage of the deceased worker, not to exceed the maximum benefit amount established annually by the Commissioner of Labor. For 2022, the maximum death benefit amount is $1,065 per month. However, these benefits are divided between all surviving dependents after a judge holds a hearing on the extent of each party’s dependency.

Póngase en contacto con un abogado de compensación de los trabajadores de Nueva Jersey hoy

En bufete de abogados de Petrillo & Goldberg ha reunido a un equipo compasivo de abogados que han dedicado sus carreras a asegurar que las víctimas de accidentes de lesiones de Nueva Jersey recuperar la compensación que merecen. El defensores de las lesiones en Petrillo & Goldberg tratar con las compañías de seguros para que las víctimas de accidentes puedan centrarse en recuperarse, volver al trabajo y seguir adelante con su vida. Para saber más, llame al 856-486-4343 para concertar una consulta gratuita. También puede póngase en contacto con nosotros a través de nuestro formulario de contacto en línea.